Optional Services, Inc.

Ok, so you don't have perfect credit, but you have a steady income and want to own a home. Banks are not giving you a chance, and you are afraid of those "loan sharks" or other predatory lenders.

Just because you have had credit problems in the past does not make you are a bad person. Optional Services looks beyond the past and can help you regain your financial health. Following our personalized step-by-step plan to rebuild/maintain your credit, we will place you in contact with a seller via a real estate broker that will rent to you for 6-12 months. The non-refundable deposit and in some cases a portion of the rent paid establish credit toward the home, which you have the option of buying at the end of the rent agreement. We are not a bank, credit repair service or realtor. Optional Services helps and educates people like you by taking a proactive approach to financial decisions and placing you on the path to home ownership in Maine.